Is life insurance required for child support in Florida?
F.S. 61.13 grants the court the ability to require the obligor to “purchase or maintain a life insurance policy… to secure the child support award.” The court is not obligated to require such insurance and must first determine if it is necessary and if the former spouse can afford it. If these conditions are met, the insurance must not be excessive, as it is only in place to cover the child support and alimony in the event of the payer’s death. The insurance must be maintained until the child support terminates.